Modular homes, a great option for anyone

It has become a popular choice for people to have modular homes installed on their owned property. These new and popular homes are built in sections in a factory and are usually assembled by builders in a very short amount of time. These nifty structures are transported to your location where a foundation is placed and everything gets assembled accordingly.  There are some beautiful designs available and it is a cost efficient option. Modular homes can actually be built and completed in as little as one to two weeks depending on your chosen design. This is exactly why more and more people are selecting this option to perhaps add a home on their property or get their new home up in no time.  The biggest benefit of selecting a modular home is that your building process isn’t as easily delayed by weather conditions as everything is done indoors. There is always the concern that you won’t end up with the same quality materials on your modular home however there are strict rules that needs to be adhered to in the assembly process.

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The general attitude to modular homes is that all of the structures look the same. On the contrary any person would not be able to identify a modular home unless they have seen the delivery or assembly. There are so many designs to choose from when selecting a modular home that any home owner will be spoilt for choice. It is incredibly exciting to know that your home will be ready within 4 weeks and that you can instantly start tending to your garden. Click here for some fantastic ideas for your small garden. Avoid being bugged by bees by taking a look at organic solution to bees. This will give you the opportunity to do your share for the environment seeing that organic is the way to go with bees, we need these wonderful little insects and it is best to take care of the situation safely.

These homes are state of the art as designs are drawn up with the help of revolutionary software programs. The best part about this is that you will very easily be able choose exactly what you would like your new modular home to look like with exact details and specifics. In other words any home plan can be turned into a modular home.  Click here to take a look at some fantastic modular home designs. As for money, it is true that you will be saving money by selecting a modular home instead of other more expensive home building options.  It seems that it has become easier for anyone to have their house built from scratch and that it is not just a luxury meant for the wealthy. It is also said that these structures are strong and sturdy and will withstand harsh conditions. There are many options to choose from when building your home but modular homes should be included on your list.

Fundamental Facts on Modular Homes

Are you familiar with what a modular home is? If in case you are not familiar with this, this is a type of home that is built off site instead of creating it on site like how typical homes are built. Some people assume that a modular home and a trailer is the same but trailers can sometimes be fabricated and customized in order to look good while modular homes look like they are factory made because they look the same with the other homes.

There are different things that you may learn online about modular homes. Same thing with searching for other things that you may need. For instance, you may be interested in searching for the best stethoscopes that you need for your profession or you may be looking for the right food that you can serve to your guests. Do you think that the things you have learned about modular homes are enough for you to choose to purchase one?

Fundamental Facts on Modular Homes

Perhaps you need to know more details about modular homes now to help you decide.

  1. Modular homes may all look the same but there are differences with the quality and the materials that are used in order to make it a home that is worth looking at.

It will all depend from whom you are going to purchase the modular home. If you are going to purchase from a trusted seller; someone who is known to produce great modular homes then you know that this should not cause any worries. It is crucial to do your own research so that you can search for the good ones.

  1. You can also customize modular homes now after you have purchased it.

If you do not want your modular home to look so much like the other modular homes that you see, you can customize it depending on your preference. Make sure that your personality still shows through the modular home that you will pick out.

  1. Modular homes can be built faster than other homes.

If you would like to have a home that you can live in at the soonest possible time then a modular home is your best bet. You can be sure that you will be able to purchase it and move in as soon as the manufacturer gives the go signal but do remember that it does not mean that because it is built faster, the taxes will be different. The taxes that you have to pay for its size will be the same with the usual home.

  1. Modular homes can withstand wind.

One of the biggest concerns of people now with modular homes is if the home will be able to take winds. Modular homes will be able to take winds that are up to 175 mph so you can be assured that you will stay safe while you are inside your own home.

With all of the details and information that you have learned about modular homes now, do you think that you are prepared to now live at a modular home? The decision will be up to you.

The Top Reasons to Get an Air Purifier for Your Modular Home

Modular homes are a great way to utilize space and provide just about anyone with the chance to own a home.  These homes are specially designed for functionality and affordability.  Even the smallest of modular homes are equipped and designed to provide you with the most comfortable home setting possible.  People have created gorgeous modular homes in the smallest space possible by simply customizing their tiny home to be suitable and attractive.  But these tiny homes can soon start being a bit stuffy and getting enough ventilation can be tough.  Air purifiers are a great solution to improve the quality of air in modular homes.

The Top Reasons to Get an Air Purifier for Your Modular Home

How air purifiers help create a healthier environment

Cleaner air – By directing air through a filter, the air purifier helps eliminate airborne pollutants and dust particles.

Reduces allergies – Because the air is cleaner, you are less likely to inhale particles such as dust that you are allergic off.

Reduces asthmaAsthma sufferers can enjoy much healthier lives because the filter reduces harmful pollens that cause the asthma and provides humidity which is great for asthma sufferers.

Reduces odors – Small spaces can become smelly quite fast, especially if you have a few guests over or have a pet in the house. The air purifier helps reduce odors greatly by cleaning the air.

Circulation – The air purifiers circulates the air which creates greater ventilation in small areas

Improves concentration – Cleaner air provides a better sleeping environment so you can focus better on your career or studies

Reduces smoke – Smokers can greatly benefit from these devices because they reduce the amount of second hand smoke in the house

Where to find the best air purifiers

There are a lot of air purifiers on the market that is suitable for small modular homes such as the Germ Guardian 2 in 1 air cleaning system and the Holmes HEPA-Type tower air purifier.  The best way to find the best purifier for your home is to do a bit of research on the functionality of each purifier and the capabilities of the devices for your home’s size.  Good air purifiers will have high ratings and will be able to provide cleaner air.   You should consider the purifier’s abilities to ensure it is big enough for your room’s size.

Air purifiers to be wary of

Some types of purifiers use an electrostatic or ionic function to purify air.  The problem is that these purifiers also leak ozone into your home which can cause illness of the lungs, chest pains, intensified asthma and allergy symptoms.  You should always research your air purifiers properly and ensure you find one that does not emit ozone into the air so you can be healthier.

Other ways to provide healthier environments in modular homes

Getting indoor plants in your home and adding a few glass screens to your wall is a perfect way to increase the natural oxygen levels in your home and invite natural sunlight so you can reduce the amount of energy you use during the day.  Natural sunlight is a great natural anti-depressant for people who hate crummy spaces.

Mortgages for Modular Homes

Modular homes represent 6% of all involved lodging, however a much lesser rate of home credit starts as indicated by a 2014 report issued by the Consumer Financial Protection Bureau (CFPB). Numerous individuals still allude to this kind of lodging as a manufactured home, a term that really alludes to structures assembled before HUD code principles were built up in 1976.

However, whatever you call them, one reason advance starts are so low is that individuals living in trailers homes have a tendency to be “fiscally defenseless,” as the CFPB puts it – more seasoned people or low salary families who have a tendency to be offered not exactly great rates and terms on a credit. By CFPB, around 32% of family units living in a modular home are going by a retiree. Their middle salary is a large portion of that of different families and they have around one-quarter of the middle total assets of different family units. Furthermore, modular homes aren’t generally qualified for a customary home loan on any terms on the grounds that the planned mortgage holder doesn’t own the land on which they are found. Whatever the case may be, it is important to get in touch with a good mortgage broker melbourne to get the best advice on the type and length of mortgage you should avail for.

Mortgages for Modular Homes

Before taking out a credit on a modular home, it’s imperative to recognize what your choices are and ensure you apply for the most ideal sort of mortgage. Never acknowledge an advance offer looking into your decisions, particularly in case you’re putting the home on a bit of property that you possess.

Traditional Mortgages: At the point when a structure is viewed as land, every one of the assurances that accompany contracts apply. The borrower can get a FHA-guaranteed contract or one supported by Fannie Mae, which additionally backs credits on made lodging. The credit will be secured by buyer insurance laws that apply to conventional home loans, including different state dispossession and repossession laws that don’t have any significant bearing to property advances. Click here to peruse data from the U.S. Division of Housing and Urban Development on FHA affirmed moneylenders for made (versatile) homes.”

Contract advances are liable to be accessible at exceptionally ideal rates: At the end of March 2015, Bankrate.com was citing 3.80% for a 30-year altered rate contract; however it could be higher for those with lower FICO ratings. Click here for more tips.

Chattel Mortgages: A chattel loan permits the moneylender to hold a lien against the versatile property (the home) until the credit is fulfilled. The distinctions from a home loan advance are unfathomable. To begin with and most essential, property advances are evaluated much higher. 21st Mortgage Corporation, one of the biggest originators of asset credits, says that rates on modular homes begin at 6.99%. Once more, those with dinged credit can hope to see fundamentally higher rates.

Asset credits are for the most part for shorter timeframes, which brings down the aggregate sum of interest paid. Indeed, even along these lines, 21st Mortgage offers terms as far out as 23 years. At long last, property advances regularly have lower shutting costs and the time it takes to close on the credit is frequently much shorter.

Benefits of Having a Big Bathroom

It does not mean that just because you live in a modular home this already means that you will let your home be extremely similar as the other homes that are also in the same area. There are still some changes that you have to make so that you can be sure with what you can expect to get from it. You can learn more about modular homes when you check this out.

One of the things that people usually search for when it comes to homes is the bathroom. As much as possible, people would want to have comfortable bathrooms that they can relax in especially after a long day. It seems that when people are relaxed, this is the time when people usually think about their lives in general.

Benefits of Having a Big Bathroom

This explains why there are a lot of people who are interested in having a big bathroom. Do you know some of the benefits that you can get from it aside from being comfortable while using toilets Perth? Here are just some of the benefits that you can possibly get.

  1. Improves the Overall Value of Your Home

Do you know that the bigger your bathroom is, the more valuable your home will be? Actually, the more bathrooms you have, the more it will be considered to have a greater value than those with a fewer amount of bathrooms.

  1. You Feel Better Because There is More Space

You have to admit that the fact that there is more space inside the bathroom can make you feel more comfortable than usual. Space is actually very important in bathrooms because people do not want to feel like they are cramped in one place. Sometimes, you can also add more closets inside the bathrooms for things that do not have ample space outside or in your room.

  1. Makes Your Bathroom Look Cleaner

Do you know that a big bathroom usually looks cleaner than the typical bathroom? This is probably because there are once again, a lot of spaces that are available. This gives a different effect to the bathroom that you may have. There are also a lot of things that can be easily changed when the bathroom is big because problems with the bathroom can be seen easily.

  1. Makes Your Bathroom a Haven

Why should you think that a bathroom is just a place wherein you would have to take a bath and just do your normal thing when in fact, you can take time to remove your stress when you hang out in your bathroom. You can think about the things that you have experienced throughout the day and think about the various things that you ought to do so that you can become better. While removing stress will not make the problem go away, you can be sure that you will feel better once you exit your bathroom.

With all of these reasons to think about, you may be thinking about how you can make some changes with your modular home. If you still have a bit of space available, you may want to maximize this in order to improve on it. As long as you follow the rules, everything is possible.

5 Reasons to Go Modular

There are traditional perceptions that modular homes are low quality and not architecturally sound – made with poor materials and designed with only a few functionalities that a family can truly enjoy. In fact, when you say modular, people will often think about “mobile homes”. But those are misconceptions. The truth is modular and mobile homes are not the same. While they are both built in a factory-like setting, modular homes are much more carefully built and they are required to meet home construction standard for them to be assembled and placed permanently in the desired location. The following are some more other advantages of modular homes:

  1. Affordable.

If you’re low on budget, modular homes can be a great alternative as their cost is much cheaper compared to building a traditional home. Depending on the size and features of the house, you can save as much as 10-30 percent of building cost when you choose modular.

  1. Quick construction.

Modular homes are also much quicker to construct than standard homes, since they are built in a controlled environment that is not impacted by bad weather and other factors that may delay the construction. The fast construction not only saves you building cost, but also allows you to move into your new home much faster and enjoy your family bonding sooner while you cook for dinner or watch Dallas Cowboys live stream online.

  1. Design options.

Contrary to popular belief, you have the option to customize your modular home according to your personal taste and preference. You can add porches, garage, beautiful garden, lawn, a second floor, and other functions that you want your home to have. In fact, you can even choose what type of material you want to use for the construction of your modular, such as hardwood floors, brick walls, aluminum ceilings, and granite countertops – it’s your choice.

  1. Durable.

Again, contrary to popular belief, modular homes are built with quality and durability. They are constructed following the standards set by housing authorities, which makes them extremely strong. And since they are assembled in factory settings, where the materials are kept in controlled environment, they eliminate the risk of mold, rust, dust, mildew, and sun damage. Traditional-built homes are often exposed to these kinds of threats.

  1. Environmental-friendly.

Modular homes are also environmental-friendly. They don’t produce much waste as they don’t require a lot of material for them to be constructed. And since they are built in a factory setting, the waste is much more properly handled. Most modular homes are also constructed with reusable materials. This means that in case you decided to move in a different community, you can take your home down and reuse the materials to permanent assemble it in the new site.

5 Reasons to Go Modular

If you’re looking for an alternative yet great home to live in, then a modular home is definitely a perfect choice. Most modular home companies are now using advanced technology in order to make these types of homes more durable, stylish, and cost-effective, and to meet each and every homeowner’s need.

Tax Refunds and Tax Credits on Modular Homes

Buying a new house or a property is expensive, and you want to do as much as you possibly can to ensure that you can scrape up some money to invest in your new home. Even if you decide to buy a modular home, which is cheaper than a normal home, your expenses are still going to skyrocket, but there are ways in which you can reduce those costs, even if it’s a little. You can get both tax credits and tax refund for many aspects of your modular home, so keep reading to find out more.

Tax Refunds and Tax Credits on Modular Homes

Tax refunds

There are many aspects of modular homes that can easily be tax refundable, such as the property taxes, which are entirely tax-deductible. And that’s not all, for those that had to take a mortgage loan in order to build the modular home, they will have to pay the interest per month along with the loan’s principle. Now here’s the fun part, if the total loan equals to less than $1 million, then it is entirely tax deductible.

That has to be one of the best parts about owning a modular home. Additionally, for those that took a mortgage that amounts to over $1 million, then the interest that is to be paid on the first $1 million is the only thing that is deductible. That said, it is still a win-win situation for many, as they’re still able to save quite a lot of money in interest.

On top of that, if you have taken a construction loan for your modular home, you will also be able to refund the interest of that loan, but only if the construction duration is less than 24 months.

Tax Credits

You will be able to get tax credits if you decide to use renewable energy to operate the electricity and water of your new home. If you use solar panels, for instance, as much as 30% of the entire system’s cost can be written off, but that will only happen if the construction of the system reaches completion before the 1st of January, 2017. The same rules apply for the solar water heaters.

However, in order to qualify for the tax credits for solar energy systems, the sun must produce at least half of the energy used at your house. As for residential wind turbines, as long as they produce no more than 100 kilowatts of energy, they can also be written off at 30%. Geothermal heat pumps are no different either, and can get you 30% off for the total installation and system cost. These systems can be quite expensive, which is why this is great. However, you must use a pump that is approved by Energy Star in order to qualify for the tax credit.

You can also get a full 100% written off on your tax credits for moving your furniture a long distance, but your new home needs to be at a distance of at most 50 miles to your work place. For more details on tax refunds and credits, check out http://modularhomeowners.com/modular-home-tax-credits-you-cant-afford-to-miss/

3 Things You Should Know About Modular Homes

If you’re looking for a house or planning to move in a new home, chances are you’ve already heard about modular homes. Also sometimes known as prefab, this type of house is the one that is assembled indoors – in a factory-like setting – so it can be protected from adverse weather conditions. Then once built, the modular home will be transported to your home site, where it is installed on permanent foundations. Modular homes offer a lot of benefits, but do take note that this type of home is not for everyone. If you’re considering a modular home, here are three things that you should know first:

They are faster to build than regular homes.

Unlike regular homes or on-site buildings, which can take months or even years to complete, modular homes reduce the construction time by more than 35 percent. Depending on the complexity of your home, it can only take about three to four months to construct your modular home and have it installed in your home site permanently. In fact, there are some modular homes that only take a week or two to assemble. The reason why they are much faster to construct is because these houses are constructed in a factory-like setting, where weather won’t delay the process. And of course, the quicker your home is built, the more affordable it becomes and the sooner you can enjoy it.

You’ll pay more than the base price.

Modular homes are definitely more affordable compared to standard site-built homes, but there’s something about the cost that you should know. When you ask about the price of modular homes, most companies will tell you that they can build you a home for as low as $35 per square foot, which can save you 40-60 percent if you choose it over a regular house. But there are half-truths in that claim. When a company gives you a quote, for instance, a $35 cost per square foot, that company might just giving you the base price of the house. The base price of a modular home typically only includes the construction, transportation, and installation of the module. You’ll need to pay extra if you plan to install hardwood floors, a garden, and/or utility systems. Discuss the price carefully, so you’ll know what to expect when considering this type of property. And if in case you find it hard to manage your finances, consider hiring an accountant or bookkeeper Melbourne, to keep your finances in order.

Modular

You’ll need to have more patience when you plan to resell it.

Despite the increasing popularity of modular homes, lots of people are still afraid to buy such type of property. When people hear about modular homes, many people think about “mobile”, which is something that is not placed in a permanent location. And since they are built in a factory, they think that modular homes are not as sturdy as regular dwellings, and they can’t be remodeled the way they want. If you think about buying a modular home and consider reselling it after a few years, you should have a great patience to explain to your buyers about the benefits of having such type of property.

SMSF Investments in Modular Homes

For those seeking for more control over their superannuation funds, SMSF is the solution for them, as it allows one to invest their funds however they wish to, and this ensures that they have enough funds saved up for their retirement. Not only will this ensure a safe and secure future for them in the future, but this also gives them the freedom over their funds just as they wished for it. And since they can invest wherever they wish to, they can choose to spend their self-managed superannuation funds on modular homes, which are currently a popular choice for investment.

Modular homes vs. regular homes

Unlike a regular home, which is built by a group of construction workers who spend weeks and months toiling over a blueprint until the house is complete, a modular home is built at a factory, or rather, the majority of its construction is completed at the factory. The only real task that is completed on site in case of a modular home, is the assembly.

Many people consider modular homes to be weak in comparison to regular homes, which are built to be sturdy, despite the fact that they are time consuming to make. It is because of this misconception that many people decide not to buy modular homes, which is what causes its price to go down. This is exactly the opportunity that you as an SMSF holder should take advantage of. There are vast opportunities in this field, and since it is still fairly new, you should take advantage of it.

SMSF Investments

Why you should invest in modular homes

Not only would investing in these homes be quick, but they would also bring in quick profits. These homes can take as less as a month to be fully built, and since the construction costs are much more affordable than the costs of a regular home, you can easily increase the price of your house to cost much more than it cost you to build it. As you can see, investing your SMSF in this will be quite profitable for you in the long run, as it is sure to bring in a lot of profits over time.

In addition to the house, the location also matters. Ensure that it is built in a desirable location, and that would easily increase the prices a lot more. You can either choose to rent it or sell it off. No matter what you choose, though, you will be sure to make a profit, as modular homes, just like regular houses, tend to increase in value over time. It is a common myth that their prices depreciate over time, because they’re no different than regular homes.

The most important thing is the maintenance and the location of the houses, which, just like regular homes, will affect the price of the modular home. Modular homes are smart investments, and they are also considered to be an investor’s dream come true. For more information on why you should invest in modular homes, visit http://plantingmoneyseeds.com/modular-homes-investors-dream-come-true/

 

What are modular homes made out of

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The materials used when making a structure often dictate how well it will hold up over time as well as in the face of exposure to various elements. Part of why some people steer clear of modular homes is that they believe lesser materials have been used in their production.

Why modular homes are just as sturdy

Many aren’t aware of the simple fact that a modular home will consist of the same materials that would be used in a site-built home. The only difference is that these materials are used away from the site and inside a factory as opposed to the location where the home will stand.

The exact materials used depend more on the type of modular home you are getting rather than the fact that it is a module home. As such, you can expect the exterior of the home to consist of either standard-quality wood, brick or stone, depending on what precisely you were looking to buy.read more here!

The same stands true for site-built homes: their exteriors are built in a variety of materials ranging from wood to brick. The sturdiness of your module home will depend on the material you have chosen for its construction, much like the case is with regular homes.

As is the case with site-built homes, modular homes often feature wooden floors and roofs of different design. The same wood or stone that is used on a site where a home is being built from scratch is the one that will be used in the factory to construct parts of the modular home.

Why people think materials are of a lesser quality

Much of this misconception has to do with the way modular homes are constructed. To people, building a home piece by piece makes it seem much more durable than just putting pieces together. However, because quality materials are used and the process is monitored by engineers, technicians and inspectors, modular homes invariably end up being of the same quality as site-built homes.

In fact, their similarity to regular homes extends to the materials in a way that lets you hand-pick each and every material that will be used in your modular home. Some people feel that all modular homes are built with the same generic materials and that they won’t have any creative freedom, but this is not true – you can instruct the manufacturer on what you want every part of your module home to be made of.

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The beauty of modular homes is that they are held to the same standards of quality as site-built homes and offer a similar level of customization, but are much easier and quicker to assemble.

Whereas you would sometimes have to wait many long months for your home to be constructed, often creating quite the public disturbance in the process, you will be able to enjoy the exterior and interior of your mobile home within one or two weeks, not making you waste any time when trying to get accustomed to your new surroundings.